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Students Partner with us

Unlock Access to Education

At EdAid, we believe no student should be held back by the cost of education.

That's why we’ve pioneered innovative approaches to accessing education - through flexible payment plans that split tuition into manageable installments or expert career guidance to empower you at every decision point.

EdAid gives you space to concentrate on your studies while we handle the financial side.

Discover how EdAid can elevate your career aspirations.

Interest-free payment plans for students

Spread the cost of your tuition into bite-sized, interest-free installments to supercharge your career ambitions without the financial burden.

PAYMENT PLANS

Degree apprenticeships for UK students

Earn while you learn with degree apprenticeships from some of UK's leading universities.

APPRENTICESHIPS

We reduce the upfront financial barriers that come between you and quality education

We partner with leading educators across the globe to make accessing education, easy and affordable.


Flexible payment plans designed with your goals in mind

Income-based payment plans

Defer your payments until you are earning again then pay back a fixed percentage with zero interest, giving you peace of mind that you will only repay once you can afford the repayment.

Flexible payment plans

Repay in monthly installments over an agreed-upon period. Flexible, and no-interest, ever.


Our mission

We believe that education is awesome and should be accessible to everyone. By removing the financial barriers that many of us face, we give learners all around the world the best chance to reach their potential.

How it works

Our deferred payment plans make managing life easier. Spread the cost of your program tuition, with no additional fees and zero interest.

With most of our plans, you will pay a deposit upfront, and pay your remaining tuition balance via monthly installments with zero interest and zero fees.

PAYMENT PLANS

For education providers

Discover EdAid, your partner in supporting access to education.

As a financially regulated platform, we collaborate with educators to enhance student enrollment, diversify revenue and boost retention rates by delivering affordable payment plans for students often locked out of courses that require upfront payment.

We offer plans to support every need - from spreading the cost of a program over the entire length of classes, through to longer financing options that defer payments until your students are working again.

FIND OUT MORE

Launch your Deferred
Tuition Program
with EdAid

We are a trusted partner to Education Providers, serving students throughout the digital sector and across many academic disciplines. We work with Education Providers to offer different payment plans to suit their needs, thus increasing access opportunities and, in turn, enrollments per cohort.

Why partner with us?

The EdAid value proposition is simple

Payment plans boost enrollment, opening up high-quality programs to a broader range off students who might otherwise miss out on further education and retraining. We also find that EdAid enables a more diverse student body.

Grow enrollment and increase Yield

Improve completion rates

Drive access and diversity

Increase profitability per cohort

For students, we’re the human face of education financing

Students win because they are able to benefit from interest-free payment plans that make their tuition payments more affordable. 

How we work with you

EdAid works with education leaders to create a program tailored to your strategic goals

Working with EdAid offers tangible benefits that traditional loan providers cannot match. Our interest-free payment plans, supported by our dedicated student support team, help you maximise returns over an extended period. With a default rate below 4% - significantly lower than the industry standard - we collaborate closely with each partner to customise their plans, including eligibility checks and payment terms tailored to your specific needs.

Our Team partners with each education provider to determine the right model for your needs and build a custom interface for your students, hosted on our tech platform. We manage student onboarding, affordability checks, and tuition payments with a human-centred approach. We focus on driving robust outcomes for students in partnership with world-class education providers.

ENQUIRE NOW

Income Based Payments

Payments are set as a percentage of gross income (for example, 10%) with zero interest. Payments pause without penalty if income falls below a minimum income threshold.

Flexible payment plans

Payments are spread over an extended period (for example, over 24 months) with zero interest. Increase access by lowering the barriers to entry and upfront costs for students.


Case study

case study svg

Client: US Ivy League University

Program: Certificate program launched in Jan 2022

Payment Plan: Pay As You Study (each semester’s tuition cost is split into 3 affordable monthly installments)

6x boost in enrollment (partner target of 10 incremental students per cohort; EdAid enrolled additional 60 students per cohort through the payment plan).

Huge gains in cohort diversity with a 3x increase in enrollment of Black & Hispanic student


How it looks in practice

We have a dedicated team which will guide you through the setup process. Depending on the complexity of the plans you’d like to offer, the scope, and the urgency with which you want to move things forward, we can be up and running, with payment plans offered on your programs in as little as 1-2 weeks.

Our pricing model is simple, we don’t charge set-up fees, and you’ll only pay for the activity that takes place:

On-boarding fee per originated payment plan

Monthly servicing fee on monthly payment transactions

The support you receive from EdAid doesn’t stop once your payment plans are live. We’ll be on hand to assist you with any questions or issues you might have once students are being invited to enroll.


Get in touch

If you are interested in working with us to grow your enrollment and expand the reach of your programs, please don’t hesitate to get in touch with us, at [email protected]. 

If you’re based in the UK and think offering Apprenticeships might complement your existing portfolio, reach out to our Apprenticeships team at [email protected].

Flexible Payment Plans to Suit Your Educational Journey

At EdAid, we understand the weight of financing your education. That’s why we offer interest-free payment plans, allowing you to focus on what truly matters—your studies and career growth. With a simple deposit upfront, you can split the remaining tuition through manageable, interest-free installments.

Designed with You in Mind

Your career upgrade starts now

Navigating work, study, and finances can be overwhelming, but we’re here to make funding your education simple and stress-free. With EdAid, you gain access to innovative, flexible financing solutions that let you focus on advancing your career without financial barriers. We’re not just rethinking education funding—we’re redefining it to meet your academic and career goals in a way that works for you.


How it works

Our interest-free payment plans mean you can focus on your studies and career advancement rather than worrying about how you are going to pay.

step 1

Register

​​​​​​​​​​​​Upon acceptance to your chosen program, you may choose to apply for a Payment Plan.

step 2

Verification

Complete EdAid’s verification and affordability checks, pay your deposit, and electronically sign your Payment Plan.

step 3

Payment

Split payment for the remaining tuition across equal monthly installments.


Find out if you are eligible

Our Pre-authorisation solution gives you peace of mind that you may be able to defer most of the upfront cost of a course. A simple check will take a couple of minutes using the information you provide us about your financial history, credit score, and residency status.

CHECK ELIGIBILITY NOW

*This does not constitute a legally binding promise to offer services. Once you have been accepted onto your program you will be asked to confirm all your details in order for us to then verify your details and run a full approval.


Transparent process, zero interest and no fees

Our innovative business model means that the school pays a success fee to EdAid when you sign up. Every payment you make goes directly to your school, eliminating hidden fees and ensuring transparency.

Once your application is approved and your agreement is signed, payments are automated,so you can concentrate on your education and career goals. Payments are typically processed on the first business day of the month, but you have the flexibility to adjust this from your dashboard.

Your personalised dashboard keeps you informed and in control, providing all necessary information and allowing you to update your payment settings and account details easily.

Take the next step toward a brighter financial future with confidence and ease.

Degree Apprenticeships for UK Students

For students in the UK, we’re excited to offer degree apprenticeships—programs where you gain work experience while pursuing a fully funded degree through your employer using the UK apprenticeship levy.

If you’re looking to advance your career and education without incurring tuition costs, explore our Degree Apprenticeships Platform for program details and eligibility requirements.

FIND OUT MORE

FAQ

About us

Who are we?

We are a passionate, entrepreneurial team committed to making education financing more fair and affordable. We focus on building high-quality and secure technology-led solutions to solve issues around education funding and student debt.


Our Founder and CEO, Tom Woolf, started the company in 2011 and has built a dedicated, experienced team to help accelerate your career and make your education more affordable.


We have a global team, supporting students in 180 countries with offices in Dubai, London, New York, Sydney and Toronto.


What do we do?

We partner directly with schools to offer students payment plans to help split the cost of tuition into manageable, monthly payments. We are the human face of education financing, dedicated to widening access to Higher Education, and helping students achieve their goals.

How can EdAid help you?

EdAid breaks down financial barriers to entry, enabling students to access world-class education without having to pay the full tuition up front. Our payment plans incur zero interest, and your loan will never be sold to a third party. We seamlessly facilitate payments to your school so that you can focus on what matters - your studies. In addition, using an EdAid payment plan entitles you to dedicated support from our Student Success team, who will be on hand to guide you through the process.

How did EdAid come up with this idea

We believe strongly in the value of reducing financial barriers to world-class education. Our team are just like you. We funded our way through university, taking out student loans. Like millions of other students, we have at times struggled to repay those loans. With that in mind, we have built a fairer, more affordable way to access higher education.

Where is EdAid based?

We have a global team, supporting students in 180 countries, with offices in Dubai, London, New York, Sydney and Toronto. Our team is therefore well-placed to provide timely responses to your queries, wherever you are in the world.

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WITH ANY INVESTMENT, CAPITAL IS AT RISK

© EdAid Ltd. 2026

EdAid Ltd is registered in England and Wales as a Limited Company: No. 07880016 and is authorised and regulated by the Financial Conduct Authority, No. 673376, with registered offices at Aldwych House, 71-91 Aldwych London, England WC2B 4HN.

EdAid Limited (NMLS ID#1916880), a Delaware corporation, is an affiliated company providing certain services within the United States.

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Company
About Us Terms & Privacy Policy Licenses Foundation Women In Finance
Support
Contact Us FAQ Citizenship Payment Plan Global Payment Plan Lenders Risk Statement Apprenticeships

WITH ANY INVESTMENT, CAPITAL IS AT RISK

© EdAid Ltd. 2026

EdAid Ltd is registered in England and Wales as a Limited Company: No. 07880016 and is authorised and regulated by the Financial Conduct Authority, No. 673376, with registered offices at Aldwych House, 71-91 Aldwych London, England WC2B 4HN.

EdAid Limited (NMLS ID#1916880), a Delaware corporation, is an affiliated company providing certain services within the United States.

Capital at risk. Investing in peer-to-peer loans involves risks to your money. You could lose some or all of the money you invest. This is not covered by the Financial Services Compensation Scheme (FSCS).